Portfolio Management

We construct customized investment portfolios based on your individual goals, time horizons, risk tolerance, and liquidity needs. We’ll construct your accounts considering optimal asset locations, regularly rebalance your accounts, take advantage of tax-loss harvesting opportunities to save income taxes, and manage your portfolio around legacy positions when necessary.

Low Cost, Evidence-Based Approach

We use low cost, institutional class mutual funds and exchange-traded funds (ETFs) so you can keep more of your investment returns.  Academic research has consistently shown that attempting to beat the market through timing and individual stock picking fails over the long-term and increases costs.  Therefore, our portfolios are constructed primarily of low-cost index mutual funds and ETFs.