Services & Fees
Proactive Financial Planning - Portfolio Management - Advanced Tax Planning:
the foundations under your dreams
What would it be worth for you to have an "Easy Button" for your personal finances? If instead of spending hours Googling your questions (when you can find the time), you had someone to call, who could not only point you to the right answer, and explain how the answer would apply to your personal situation, but also provide guidance on how taking action would either further or contradict your long-term financial goals?
The process is simple:
Financial Planning Packages
Building Wealth
Best for:
Mid-career professionals earning $200,000+ and/or with investable assets over $800,000.
This package includes:
1. Initial financial plan, including:
- Goal setting
- Detailed financial assessment
- High level cash flow analysis
- Portfolio optimization strategies
- Annual tax planning
2. As needed, additional planning for:
- Education funding
- Charitable giving
3. Annual Spring and Year End Financial Planning Meetings
4. Availability by phone/Zoom/email on an ad hoc basis throughout the year
Minimum fee:
$6,000 per year, paid $500 monthly or $1,500 quarterly
Additional (optional) services:
1. Portfolio management for an asset-based fee of 0.5%, paid quarterly
2. Tax Preparation - discounted fees
Executive Wealth
Best for:
Mid- to late career professionals with more complex situations requiring advanced planning, earning $400,000+ and/or with investable assets over $1.6 million.
This package includes:
1. Everything included in the Building Wealth planning package, as well as:
- Detailed cash flow analysis
- Quarterly tax projections
2. Quarterly calls to address questions and keep you on track
3. Advanced planning around equity compensation (if needed), including:
- Tracking vesting dates, options expiration dates, cost bases of exercised shares, etc.
- Modelling alternate scenarios to optimize exercise and sale decisions around cash flow needs, long-term goals and tax minimization
4. Planning specific to cross-border situations (if needed), including:
- Analyzing and optimizing tax residency
- Tracking assets in and income from multiple countries
- Analyzing foreign tax liabilities and planning opportunities
- Coordination with foreign tax professionals to mitigate any double taxation
- Optimizing taxes on US side by strategic use of Foreign Earned Income and Housing Exclusions, Foreign Tax Credits, and/or Income Tax Treaties
Minimum fee:
$12,000 per year, paid $1,000 monthly or $3,000 quarterly
Additional (optional) services:
1. Portfolio management for an asset-based fee of 0.5%, paid quarterly
2. Tax Preparation - discounted fees
Retiree Wealth
Best for:
Retirees with investment portfolios over $1 million who are looking for a fully integrated solution.
This package includes:
1. Everything included in the Building Wealth planning package
2. Retirement-specific analyses:
- Transition to retirement
- Retirement income "paycheck"
- Social security optimization
- Estate and legacy planning
3. Portfolio Management
4. Tax Preparation Services
Minimum fee:
1.25% of assets under management up to $1 million and 0.5% thereafter, paid quarterly, in lieu of paying for financial planning, portfolio management, and tax preparation services separately.
One Time Financial Plans
On a limited basis, for clients who want a clear roadmap and financial strategies for moving forward, and are comfortable implementing and monitoring our recommended strategies independently, we may accept engagements to prepare a one-time comprehensive financial plan. The minimum fee for such engagements is $3,600, or $7,200 for clients with more complex situations (such as equity compensation and/or cross-border), and the total proposed fee will be based on complexity.
Hourly Planning Services
On a limited basis, we may accept hourly planning engagements at $350 per hour.
Tax Preparation Services
For additional information, please refer to the website of our sister company, Steuern & Taxes LLC.
