• Malissa Marshall, CFP®, EA

Market Volatility - What Should You Do?

Updated: Jul 29

Stock Market Volatility

Most of you are probably aware by now of the recent volatility in the stock market. In light of this, I wanted to take some time to provide unbiased information about what’s going on, and how we’re guiding our clients through this time.

The Market Downturn

Due to global concerns around the Coronavirus, the financial markets have gone through a number of corrections these past few weeks, eventually entering bear market territory earlier this month. To provide some context, a correction is defined as a drop of 10% or more in one of the major stock indexes. Historically, corrections happen periodically, with an average decline of about 13%.

A bear market, on the other hand, is generally a drop of at least 20%, which is where we find ourselves now. In the past century, there have been eight bear markets, lasting from six months to almost three years.

The Concern

Any time the markets experience a correction, news outlets and social media run rampant with panic-driven news and opinion pieces. However, we’d like to remind our clients and readers that this correction is not a surprise. Market volatility is something every investor must anticipate, and is the reason for the premium returns that stocks produce in the long term.

Although it’s impossible to time the market, many investors and financial planning experts have anticipated a market downturn for some time. In discussions with our clients over the past 6-12 months, we’ve addressed this possibility and performed stress tests on their portfolios to model the impact of potential losses.

What You Should Do

During such periods of volatility, it’s important not to make any rash financial moves; however, it’s also important to be aware of what is happening and understand your options. Working with your financial planning team can help you confirm whether your strategy is still on track, and whether staying the course is still in your best interest.

If you have questions, we encourage you to reach out. We are here to support and guide you through these uncertain times, and to discuss any concerns you may have.


Soaring Wealth LLC (“SW”) is a registered investment adviser offering advisory services in the State of Vermont and in other jurisdictions where exempted.  Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by SW in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.

All written content on this site is for information purposes only. Opinions expressed herein are solely those of SW, unless otherwise specifically cited.  Material presented is believed to be from reliable sources and no representations are made by our firm as to other parties’ informational accuracy or completeness.  All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.

Soaring Wealth LLC ADV and Privacy Policy

  • LinkedIn Social Icon
  • Facebook Social Icon

©2020 by Soaring Wealth LLC